Rent guarantee insurance

Rent guarantee insurance for landlords is essential in today's letting environment where the law strongly favours the tenant. With so many people losing livelihoods because of the uncertain economic situation the country (and the world) has been in over the last few years, even the best, most decent tenants can suddenly become a huge liability.

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If you are about to sign a new tenancy agreement and hand the keys to your property to someone you know nothing about then you really should use our service to reference check your prospective tenants before they get anywhere near your property. If they pass the checks you are then able to take out our rent guarantee insurance which allows you to sleep at night knowing you are covered, and all for a tiny sum.


A standard rent guarantee 6 month policy costs just £64.60 and a 12 month policy is just £108.01 regardless of the rental value per tenant (this price may be subject to change by the insurer without notice, but we'll always do our best to get new prices onto the website immediately). You need a policy per tenant - 1 tenant = 1 policy, 2 tenants = 2 policies and so on.


Rent guarantee policies can only be taken out on tenancies where you have used us to credit or reference check the tenant as it is a stipulation of the insurance firms. Obviously the tenant must pass the check before becoming eligible for the insurance. Clicking the button below will take you to the properties page where you can select the property you wish to take the insurance out against and begin the credit check process. If you buy a rent guarantee product alongside a reference and the tenant you've bought it for does not pass the reference then we will refund your rent guarantee cost.


We are not an insurer. We work with partner insurance companies and it is these who will provide the actual policy. It is impossible to predict whether your tenant's circumstances may change in the future and whether they will always pay the rent even though they have a successful reference. Make sure you are covered for all eventualities with our range of reference products.


Key Benefits of standard rent guarantee:

  • Complies with Financial Services Authority (FSA) regulations
  • 6 or 12 month policies available
  • Legal costs and expenses up to £25,000 for:
    • Repossession of the property
    • Rent Recovery
  • Rent Guarantee:
    • Maximum £10,000 rent payable per month
    • 4 months cover for a 6 month policy or 8 months cover for a 12 month policy (after deduction of excess)
    • Extended rent guarantee claims reporting period - up to 68 days after rent first becomes due.
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